The other party was insured and wants to pay by bills – do I really need a lawyer?
If your only expense is the cost of repair of your car and the other party or his insurance carrier is willing to pay your repair bills, then probably not. But, if you required hospital or a doctor’s care, then it would be wise to consult an attorney in order to find out what recovery you are entitled to. In any event, even if an attorney charges you a small consultation fee, it should prove to be money well spent.
Remember, your claim can only be settled once. Your attorney will help you decide what a fair settlement should be considering not only your current medical problems and expenses, but also those which you might incur in the future.